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A major change to superannuation is coming. From 1 July 2026, Division 296 will introduce an additional tax on individuals with super balances above $3 million—prompting many to reassess their long-term strategy. While the final rules are more refined than originally proposed (with no tax on unrealised gains), the impact can still be significant—particularly for SMSF members and those with large balances. With a key planning window available before the rules take effect, now

From 1 July 2026, Payday Super will fundamentally change how Australian businesses manage superannuation. While the reform is aimed at improving employee outcomes, it will place new pressure on cash flow, systems, and compliance. For many businesses, the real question isn’t what’s changing —it’s how prepared you are . What This Means for Your Business The move from quarterly to pay-cycle super payments means super is no longer a periodic obligation—it becomes a constant cash-

As we move through 2026, several key trends are reshaping the small business finance landscape. With increasing compliance obligations, evolving cash-flow demands, and changing funding expectations, business owners are relying more heavily on trusted advisers to navigate complexity and stay ahead. More than ever, businesses are seeking a single, strategic adviser who can support both compliance and funding needs. Here are 5 trends we see shaping small business finance in 2026

Lately, I've noticed a surge in conversations around buying property through trust structures—especially among investors looking to grow their portfolios quickly. If you’ve been following property content online, you’ve probably come across claims like: “Set up multiple trusts and unlock unlimited borrowing power.” It sounds compelling. It sounds strategic. But it’s not how lending actually works. The Sales Pitch: Why It Sounds So Good The idea is simple on paper: One trust p

As a follow-on from our recent blog article (SMSF: Is it right for me?), I wanted to dive further into your obligations are as a trustee. As an SMSF trustee, you’re legally responsible for the fund. This means acting honestly, exercising care and diligence, and always making decisions in the best financial interests of all members. You must also ensure your fund complies with super laws and your trust deed, and that no one accesses benefits early. Understanding the Sole Purpo

A Self-Managed Super Fund can be a powerful option for those who want greater control over how their retirement savings are invested. However, with that control comes significant responsibility—and getting it wrong can be costly. Before setting up an SMSF, it’s important to carefully consider whether you have the time, knowledge, and commitment to manage it effectively. What’s Involved? As an SMSF trustee, you’re responsible for ensuring the fund remains compliant and is mana