Take control of your Super.

You make the investment choices from shares, options,

managed funds, property, cryptocurrency, cash, collectibles and more.


All your Super in one place.

Add family as members.

Make joint investment decisions.


Use the power of borrowing to grow you Super.

Use loans to purchase residential and commercial property, business premises and more.

Reduce Costs

Consolidate your Super and stop paying fees to multiple advisors and Superfunds.


Understand the true costs of your Super.


What is an SMSF?

An SMSF is a special type of Superannuation Fund where the members of the fund are also the trustees of their own Super.

The members make the decisions on investments and direction of their own Super.

Who can start an SMSF?

Anybody* can setup their own SMSF.

An SMSF may have up to 6 members.

Can an SMSF borrow money?

Yes, there are methods for an SMSF to utilise borrowing to grow their balances.

I have heard about SMSFs buying business property, is that correct?

Small business owners are able to purchase their own business premises via their SMSF.


How much money do you need to start an SMSF?
In the context of ongoing public debate regarding the appropriate minimum size for an SMSF, new research has been provided to provide insights into the true costs of running an SMSF. And the research shows SMSFs are cheaper to run than many people may think.

The findings allow SMSF trustees and potential SMSF trustees to compare appropriate estimates of fees for differing SMSF balances with institutional superannuation funds (commonly referred to as APRA regulated funds).

What does the research tell us?

This research highlights that SMSFs with a low complexity can begin to become cost-effective at $100,000. This is a significant departure from what many had believed to be the case.


For simple funds, $200,000 is a point where SMSFs can become cost competitive with APRA regulated funds.

From a cost perspective, the real benefit of an SMSF is when it achieves scale in balance and this can occur when members pool their superannuation savings.

With the new expansion to six member SMSFs, we may see many more take up this option at this threshold.

*Subject to ATO clearance


At the time of publishing, the contents of this resource were accurate and correct.

General advice only and prepared without taking into account particular objectives, financial circumstances and needs. The information provided is not a substitute for legal, tax and financial product advice. Before making any decision based on this information, you should assess its relevance to your individual circumstances client. While the Forbes Holland Pty Ltd believes that the information provided is accurate, no warranty is given as to its accuracy and persons who rely on this information do so at their own risk. The information provided is not considered financial product advice for the purposes of the Corporations Act 2001.